We buy things we don’t need with money we don’t have to impress people we don’t like.
– Dave Ramsey
Personal finance isn’t rocket science. It’s just common sense. It’s how your grandparents
lived – if you don’t have the money, you can’t buy it!
– Dave Ramsey
You must gain control over your money or the lack of it will forever control you.
– Dave Ramsey
Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so
you can give money back and have money to invest. You can’t win until you do this.
– Dave Ramsey
A budget is telling your money where to go instead of wondering where it went.
– Dave Ramsey
If normal is good then that’s ok, let’s be normal. But normal is not good. Normal in America today is 70% of Americans are living paycheck to paycheck according to the Wallstreet journal. Normal in America today is bankruptcy is increased almost every single year. Normal in America today is people work their whole lives and retire and say “I sure hope the government, which is well known for it’s ability to handle money, will take care of me.” Normal in America today is the number 1 cause for divorce in North America is money fights and money problems…. Normal in America today is a car with a payment and no idea that “I’m ever gonna live without a car payment”… Normal in America today is broke, and it sucks! Looking good and no freaking money! Big hat, no cattle! That’s normal. So don’t talk to me about normal. Normal sucks!
– Dave Ramsey
It is human nature to want it and want it now; it is also a sign of immaturity. Being willing to delay pleasure for a greater result is a sign of maturity.
– Dave Ramsey
If you will live like no one else, later you can live like no one else.
– Dave Ramsey
Winning at money is 80 percent behavior and 20 percent head knowledge. Most of us know what to do, but we just don’t do it.
– Dave Ramsey
If you want something you’ve never had, you’ll have to do something you’ve never done.
– Dave Ramsey
That stupid saying “What you don’t know can’t hurt you” is ridiculous. What you don’t know can kill you. If you don’t know that tractor trailer trucks hurt when hitting you, then you can play in the middle of the interstate with no fear – but that doesn’t mean you won’t get killed.
– Dave Ramsey
Success is a pile of failure that you are standing on.
– Dave Ramsey
Debt is normal. Be weird.
– Dave Ramsey
Get in Total Attack Mode. All you have to do is execute, execute, execute now. If your
friends that are broke aren’t making fun of you, then you are not on track. If your family
says, “Look, they’ve joined a cult!” then you are right on track.
– Dave Ramsey
You can’t work three hours a week and make $100,000. Get rich quick doesn’t work. Crock pot mentality always defeats microwave mentality!
– Dave Ramsey
Pray like it all depends on God, but work like it all depends on you.
– Dave Ramsey
Debt has been sold to us so aggressively, so loudly, and so often that to imagine living
without debt requires myth-busting. Debt is so ingrained into our culture that most Americans can’t even envision a car without a payment… a house without a mortgage… a student without a loan…
– Dave Ramsey
Broke people giving financial advice is like a shop teacher with missing fingers.
– Dave Ramsey
First, stop the bleeding. You can’t get out of a hole while you’re digging out the bottom. Cut up your credit cards! That’s right – plastic surgery!
– Dave Ramsey
If the Red-Faced Kid (“I want it, and I want it now!”) rules your life, you will stay broke.
– Dave Ramsey
We’re not going to write a check every time you’re stupid. Nobody’s got that much money.
– Dave Ramsey
I’m not against people having new cars. I’m against them having you. We spend a
tremendous amount impressing somebody at the stoplight who we’ll never meet. It makes you broke and keeps you broke.
– Dave Ramsey
You wanna blow money? Put it in a “blow” category in your budget. But at least admit it on paper!
– Dave Ramsey
My financial life began turning around when I took responsibility for it.
– Dave Ramsey
You must walk to the beat of a different drummer. The same beat that the wealthy hear. If the beat sounds normal, evacuate the dance floor immediately! The goal is to not be normal, because as my radio listeners know, normal is broke.
– Dave Ramsey
Poor is a state of mind. Broke is, “I’m just passing through.”
– Dave Ramsey
Diligence = disciplined excellence over time.
– Dave Ramsey
If you keep doing what you’ve been doing, you’re gonna keep getting what you’ve been
getting. If you really want a different result, you gotta get knowledge, yes. But, more
importantly, you’ve got to change your behavior permanently.
– Dave Ramsey
Work is a surefire money-making scheme.
– Dave Ramsey
Get on a budget. We recommend a zero based budget. Spend your whole paycheck on paper before the month begins. Give every dollar a name. Every dollar has a predestination.
– Dave Ramsey
A big part of being strong financially is that you know where you are weak and take action to make sure you don’t fall prey to the weakness. And we ALL are weak.
– Dave Ramsey
I don’t want to walk across hot coals because it is fun, but if I can be shown how a short,
painful walk will do away with the lifetime of worry, frustration, stress, and fear that being
constantly broke brings me, then bring on the hot coals.
– Dave Ramsey
We have zero tolerance for gossip. Shut up and get work done.
– Dave Ramsey
My goal as I get older is to learn from other people’s stupid rather than my own.
– Dave Ramsey
If broke people are making fun of your financial plan, you’re on track.
– Dave Ramsey
For your own good, for the good of your family and your future, grow a backbone. When
something is wrong, stand up and say it is wrong, and don’t back down.
– Dave Ramsey
Act your wage.
– Dave Ramsey
We consumers have become a nation of servants to financial institutions. We used to joke that a bank was where you could borrow money if you could prove you didn’t need it. Now, with the advent of aggressive credit marketing strategies, we can borrow even when we shouldn’t be allowed to.
– Dave Ramsey
Your budget must balance! You are not Congress!
– Dave Ramsey
Money is not evil… Money makes you more of what you are now. If you’re a greedy jerk
without money, you’ll be a greedy jerk with money too. But if you enjoy giving to others
even when you didn’t really have much to give, just think what you’ll be able to do when
you’re rich!
– Dave Ramsey